Thread: Race cars and insurance, "when things go bad"?

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So on Sunday things are looking good, we qualified number one in S/G (11.90 Index) for the second time this season and were going into the semi finals. I'm pulling my son up in the staging lanes and someone from the other lane jumps out and stops us part way in the lane so they can move their car between lanes. Then after a minute, they waive me forward, but in the mean time my son got out of his car (my fault for not looking more carefully) and I slowly start to pull forward. His car slowly rolled straight as the staging lane turned and the our left front fender ran into our friends right rear fender on his truck. I'd guesstimate the damage to be around $1500 to each car. Thankfully no body was hurt in the accident.

Now for my question. Our race car is street legal, licensed, registered, and was insured. All three vehicles are all insured by the same insurance company. My thinking is this accident occurred in the parking lot and "not racing on the track" so it should be covered by either my truck's or the car's policy after a deductable. I know this is a "grey area", but where does the race track start and my insurance end?

Thanks for any advice on filing my claim.