I spent over three years doing a frameoff resto with updated equipment on a 62 fleetside shortbed with big back window for my son. Last week, an elderly lady made a sweeping left at 20 mph and came down the middle of the street and hit him head-on even after he stopped 2 car-lengths short of the intersection and honked. The front foot of this beautiful truck is demolished on the left front, below the hood and both frame rails are bent.
Even though there is no dispute regarding fault, I'm really fearing that the lady's insurance company is not going to play fair on the value because of the age of this truck. The resto has less than 5k miles on the odo and the truck lives in my garage while my son is away at college, so I carry liability only on it.
If anyone has any experience settling restored pricing with the other party's insurance, I'd really like to hear some positive stories (if they exist!)