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01-10-2007 07:35 PM #1
Originally Posted by AzDon
a man's fate is a man's fate
and life is but an illusion
fordsix.com admin
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08-08-2007 04:29 PM #2
It turned out that the first appraiser that came out to see the truck was in philisophical agreement with me about it's value at 15K (nadaguides says 15k to 25k) and wrote his report in support of that value.
In the meantime, I had become quite stressed to learn that the insurance company uses Valuescope data to support whatever value conclusions they desire and make them psuedo-lawyerproof. Valuescope is an evil subcontract provider of of quasi-bogus values based on supposed published ad prices for vehicles that are usually found to be not comparable when Valuescope's victims do their homework.
Anyway, after 90 days of delays while we drove their rental car, we agreed to, and were paid 15k minus $900 we paid to retain the salvage. They did force a salvage title on me, though
I spent the next three months personally returning the truck to perfect straightness and I was able to do it for less than two grand.
I've learned the lesson that buying agreed value insurance would have eliminated the worry by having an insurance company with a stake in the outcome fighting for my value.
I'm currently pricing policies..... Does anybody know anything about Atlas/Elite or Classic Auto Insurance? A consumer can't be too careful these days!
Here it is: good as new!!Last edited by AzDon; 08-08-2007 at 04:36 PM. Reason: add pic
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