Just another little tidbit. Our congress passed a Bill which is now a LAW. statring Jan.1 2011. going for 10 years. Because of the payroll tax break, which ends this month,a 1/10 of a persent tax is being added to the interest on all new morgages. This could net our gov. 10K on a 30 morgage for every loan for the next 10 years. The kicker, They say nobody knows how it passed But there is know one trying to change it...This was a news cast on CBS you can read about it on there web. Sucks to be us.