Currently using both Hagerty and Grundy, never tried Chrome. I use Hagerty for a car in process because Grundy won't insure projects, but once done switch to Grundy because they're less expensive for comparable coverage in my state (each state has different requirements so comparing rates from one state to another is mostly pointless). The only claim I've made on Grundy is towing reimbursement. Both have generally gotten good feedback in numerous online stories about claims.