i have been with chrome for 10 years. i pay 184 a year on each car with 20,000 dollars coverage. they send me a form on each car every year, if i want to raise my coverage but it cost more as you go up. i figure they were old junk to start with so why pay all that money that i could put on another car. if i wreck they will pay me to fix it. jonathanDSC00396.JPG