Thread: insurance

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I have cars on both Grundy and Hagerty, both good, similar policy provisions, but Grundy is less expensive, at least in my area. That's why you can't listen to what other people tell you about their rates unless they're in your same area. Each state has it's own requirements for policy minimums/provisions and each geographic area has different loss experiences which affect the actuarial calculations. So rates for the same value policy can vary. The term "AGREED" value is what you want, not "STATED" value. Inexperienced people think the words mean the same thing...................but in contract language they're different.

Americancollectors.com did my 69 442 for $92 per year,$25 thousand agreed value,5000 miles per year. that covers me and the wife as drivers. They also agreed to cover my 19 year old boy for another $300 per year (depends on state)