Thread: Insurance choice? Please help.

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Am new to hot rodding and this forum, in fact, do not even have the car yet because of financing and insurance. Hope to get this done this week, money in the bank, but insurance may hold up the transaction.

Which insurance company, either Hagerty or Grundy:
Anyone have ay opinions/recommendations?
Anyone file any claims with either, results?

Any feedback appreciated - would like to send in the insurance check ASAP in order to get my ride.

P.S. A little about the car is on the new members forum if you are interested. Also trying to figure out how to post a picture. Really excited about finally fulfilling a pre-H.S. dream.

Originally posted by stewil


P.S. A little about the car is on the new members forum if you are interested. Also trying to figure out how to post a picture. Really exited about finally fulfilling a pre-H.S. dream.

I don't have any experience with either insurance company, but I can tell you if you scroll down until you see a browse button, just click on it and select a file from you hard drive. I have best results with JPG. Click on submit and it should upload.
And..... welcome to CHR stewil.

I have excellent experience with Aon Collector Car insurance. Rates are very fair and no mileage or use limitations, as long as you can show you have other cars you drive daily. I had one small claim and they were no hassle or argument in paying.

http://www.aoncollectorcar.com/index...ink=utilitynav

Pat

I've got Hagerty, been pretty happy with them, their rates have been favorable every time I've checked. They even continued insuring my Cobra when other companies bailed on some of my Cobra acquaintances.

A couple things to consider. One, Hagerty doesn't have a deductible so you're not out of pocket if you make a claim. I have not had to thankfully.

Second, whoever you insure with make sure you get "Agreed Value" coverage. That way, if you pay for, say, $25,000 coverage and you have a total loss, you get $25k. The other type of coverage is most often known as "Stated Value". The two terms sound the same, but at pay out time they're very different. Even some agents, or their office help, don't know the difference and give bad advice. With "Stated Value" coverage, they will most likely depreciate the car's value. So if you pay for $25k coverage, the policy is two years old, for example, they will apply a depreciation schedule and you'll get , say, $20k. Your choice.