Unfortunately, not every adjuster has ethics. Allstate insured a '93 Mustang GT that the owner had installed a supercharger on. The supercharger alone was $5000. The car had been hit in the "A" pillar on the driver's side. The adjuster comes out and totaled the car. He tried settling the car for $6500, take it or leave it. He also hooked up a friend with the salvage and moved the car. While it's not uncommon to to move a car without a title, there should be an understanding with the owner. This adjuster wouldn't let the owner keep the salvage, because he already had the car pre-sold. After working this up the chain of command at Allstate, the car was fixed as supervision figuired the car was worth $11,500. It gives the rest of the business a bad name even when the rest of us play by the rules.