Ray, there's only one thing standing in your way of achieving whatever you really want. That would be the limitations you put upon yourself. Many of us have started new careers at ages later than yours and have lived to tell about it. Lots of people, some of whom will be the ones that tell you that you can't succeed without a formal education, or a bank account full of money, or any one of a hundred other excuses, will poo poo the notion. But you can, and will, achieve any level of success you BELIEVE you can. Easier said than done, but doable none the less. The most successful, and well off, people in this country got there by believing in themselves and proving their worth. And there is the key....................you will be rewarded for the value you contribute, not the time.